Job Description

The AVP/Associate supports the VP in driving business development across project finance, infrastructure finance, syndication, M&A, and structured finance. The role focuses on portfolio growth, customer engagement, credit analysis, and compliance. Key responsibilities include managing relationships, overseeing credit risk, and ensuring compliance with KYC/BSA/AML regulations.

Responsibilities:

• Credit Risk Analysis:
• Conduct due diligence, financial/industry analysis, and risk assessments for project finance, infrastructure finance, and M&A deals.
• Prepare credit reports and collaborate with the risk team for underwriting and due diligence.
• Assess customer creditworthiness and finalize loan terms.
• Manage loan documentation and ensure accurate execution.
• Review loans and update policies for optimal asset quality.
• Business Development & Customer Relationship:
• Maintain customer relationships and identify new business opportunities.
• Research markets to expand customer and partner networks.
• Participate in community activities to promote the Bank’s visibility.
• Structure and negotiate term sheets/commitment letters.
• Ensure confidentiality and safeguard customer information.
• Portfolio & Post-Lending Management:
• Oversee loan portfolios across project finance, M&A, and syndicated loans.
• Coordinate loan processing, renewals, and administrative tasks.
• Prepare regular credit review reports (Annual, Quarterly, etc.).
• Risk & Compliance Management:
• Ensure compliance with AML, BSA, KYC, and relevant regulations.
• Report unusual activities to the QCU team.
• Stay updated on industry trends and regulatory changes.
• Assist in audit processes as needed.

Qualifications:

• Education: Bachelor’s degree in business, finance, accounting, or economics required. Master’s preferred.
• Experience:
• AVP: 5+ years in structured finance. (100k-150k Salary)
• Associate: 1-4 years in structured finance. (70k-90k Salary)
• Strong passion for syndication, attention to detail, problem-solving, and the ability to make confident decisions.
• Formal credit training in structured finance and loan portfolio management.
• Excellent communication skills, bilingual in Mandarin required.
• Proficient in financial modeling.

Benefits:

Medical Health Insurance, Dental Insurance, Vision Plan, Group Term Life Insurance/AD&D, Dependent Life insurance, Short-Term and Long-Term Voluntary Disability Insurance, 401k, flex spending and commuter benefits

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